My wife and I had to cancel our last term life insurance policy when we lost our jobs last year. We had been paying on them, since the day we got married. We had planned for the future and when the future meant that the economy was going to cause us to lose our jobs, we had to cancel anything that would help us to save money at that time.

Since then, we have both found new jobs and are ready to start planning for our future once again. I started by getting some no exam life insurance quotes. I had not gone back to the same company that we had our prior term life insurance policies with because they had gone through some restructuring and our insurance agent was no longer there.

I figured that since we were making a fresh start, we might as well see what kind of no exam life insurance rates were out there now. They had to have changed from back when we first got our initial term life insurance policies. If they had gone up, then that was to be expected, but if they had gone down, well then that would be just fine with me too.