My parents suggested that since I had bought my first home that I look into purchasing life insurance. I thought it was kind of weird for them to bring up something as horrible as my death. I understood their thinking, but just did not like having to consider that someday I may not be here. I contacted the insurance agent that they have used for years and asked for a life insurance quote. He asked me a few questions and we both agreed that I should get a life insurance quote for term life insurance and one for no medical life insurance, so that I understood the price differences with them.

It took a few days and he called me back to set up a time to go over both quotes. I decided to meet him the following morning and get it over with. I just wanted to sign the papers, pay the money and not have to worry about it again for a long time.

During the meeting with the agent, I chose the no medical life insurance policy after he told me that I could put that policy into effect right away. It seemed to be perfect for me; I signed the papers and walk away knowing that I did the right thing, even if it seems kind of strange to plan for your death.